I'm driving in my Subaru at night, on a rough road as if going to a climb, with several passengers. I'm going fast, and just as I crest a small hill, I see a huge puddle just seconds ahead. It's too late to even try to stop, so we plunge into the puddle with a huge splash.

There was something in the puddle I didn't see, and the car smashes to a sudden halt with a crash of metal. It's very jarring, and we are all in a state of shock as we take stock of ourselves and our surroundings. It seems that nobody is seriously injured, but my car is wrecked.